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FINTECH 2.0  The rise of embedded everything – why every company is becoming a bank (and why that scares the incumbents)

FINTECH 2.0 The rise of embedded everything – why every company is becoming a bank (and why that scares the incumbents)

Fintech

FINTECH 2.0 The rise of embedded everything – why every company is becoming a bank (and why that scares the incumbents)

Neobanks like Chime and Nubank promised to replace traditional banking. Robinhood made trading free. Stripe made payments invisible. The narrative was simple: fintech startups would eat the legacy financial system one vertical at a time. But that war is over. And neither side won.

Revathy Pandian

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